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Claim vs. Lawsuit: Is Filing a Claim the Same as Suing?

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When you’ve been injured by circumstances outside of your control, it can make you feel like your life has been turned upside down. While you’re dealing with the pain and suffering that comes with being injured, you might also have to miss work and can be stuck with hefty medical bills.

During the chaos of this time, you may be wondering what your options are when it comes to getting compensation for your various expenses. Luckily, you have a couple of options when deciding how to handle your situation.

If you’ve never dealt with a personal injury before, then your options can seem a bit complicated. For example, what is the difference between filing a claim and filing a lawsuit to sue the at-fault party? This is a good question to ask because the answer can help you understand what your options are moving forward.

We’ll be discussing the differences between a claim and a lawsuit to help you understand what your options are when you’ve been injured. Not every case is the same and sometimes one option is better than the other.

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What is a Personal Injury Insurance Claim?

A personal injury claim is a type of action where you can get financial compensation, but you don’t have to go through the legal process. Instead, you file an insurance claim with the at-fault party or their insurance company to provide you with compensation for all of your losses caused by the injury. This keeps you from engaging in the trial process and can be a faster route to achieving your goals.

You should choose a personal injury insurance claim when the at-fault party can compensate you without having to go through a lawsuit filing. This can be because the party doesn’t want to go through a costly and lengthy civil process and instead wants to settle things quickly and with the least amount of hassle. Generally, insurance claims are less complicated and emotionally taxing on an injury victim than a civil lawsuit.

Jesse Minc Personal Injury Law can help you when it comes to filing a worker’s compensation claim or another personal injury claim. When you have suffered serious injuries and are dealing with an insurance claim, we can provide you with advice and guidance to get you the justice that you deserve.

When you’ve been injured and need to receive the financial compensation that you’re entitled to, then you should choose the professional team at Jesse Minc Personal Injury Law to help you through the process. For more information about how we can help you file a worker’s compensation claim, contact our personal injury attorneys to request a free consultation.

What is a Personal Injury Lawsuit?

The other option you have when deciding what course of action to take after you’ve been injured is to move forward with a lawsuit. This is a more involved process than filing a claim but it can be a useful step to take depending on the factors involved in your case. Several factors can make a lawsuit a more viable option than filing a personal injury claim or filing for workers’ compensation.

The first thing you need to know about a lawsuit is that it will require the legal guidance and support of a personal injury lawyer. Filing a lawsuit is complex and requires extensive knowledge of the legal system to understand what steps you need to take to get the process moving. When you sue the at-fault party in your case, it can take time, effort, and legal knowledge that an inexperienced layperson does not have.

When you’re moving forward with your personal injury case, whether it be from a car accident or other injury, you should be aware of the legal process. When insurance coverage doesn’t cover your medical expenses and you take the at-fault party to court, then the jury will decide the amount of compensation you should receive. You need legal counsel from an experienced attorney to guide you through the litigation process and make sure the final outcome is in your favor.

Should You File a Personal Injury Claim or Lawsuit?

Now that you know the difference between a claim and a lawsuit, you need to determine what course of action you should take. Should you file a claim to make the process faster or should you sue the at-fault party to make sure justice is served?

In some cases, injury victims can pursue both options or consider alternative dispute resolution. This is because insurance coverage may not be enough to fully cover the value of your damages. The insurance company may not want to pay your claim and might go to great lengths to reduce your settlement amount.

A personal injury lawsuit ensures that the at-fault party is compelled to compensate you fairly for your pain, suffering, medical bills, and income loss from being out of work. It could be in your best interest to leave the final decision up to your personal injury attorney. They understand your legal right to maximum compensation and will do everything possible to get you the highest settlement amount possible. 

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Contact Jesse Minc Personal Injury Law For All Your Legal Needs

When you’ve been injured you deserve to seek justice for your injuries and your pain and suffering. You don’t deserve to struggle with medical bills or loss of income due to missing work because of a situation that you had no control over. Instead, you should take action to recover the compensation that you deserve to cover all of your expenses so you are reimbursed for the losses that you’ve had to endure.

Taking your case to court or filing a claim and going through the claims process can be a stressful experience, especially if you’ve suffered serious injuries. You need to contact an experienced personal injury attorney who specializes in personal injury cases to recover compensation. An experienced attorney can help you take legal action and will guide you through the litigation process all the way to settlement negotiations and settlement agreements.

When you need a team of professional lawyers who will fight for you and make sure that your needs are not only met but exceeded, then you should choose Jesse Minc Personal Injury Law. We’ll make sure that you receive the maximum financial compensation for your personal injury so that you can get your life back on track. We know how important your case is to you and that’s why it’s important to us as well. For more information about what we can do for you in your case, call our office or complete our quick contact form to schedule your free consultation.