If you have been hurt at work in the Bronx, you are most likely covered by workers’ compensation insurance. Your employer is usually required to carry insurance to protect you from the financial impacts of a workplace injury.
This type of insurance policy is known as “no-fault,” because, unlike a personal injury case, there is no need to determine who caused the accident for a victim to seek compensation. The victim is entitled to benefits from workers’ compensation even if they, themselves, are responsible for the accident.
Since workers’ compensation is a no-fault policy, the claims process is often far less contentious than a personal injury claim where a victim must prove fault before seeking compensation from the at-fault party or their insurer. However, this does not mean that you are guaranteed to receive all benefits you are owed without a complicated investigation.
Working with a Bronx workers’ compensation attorney is one of the best steps you can take to ensure that you recover all of the compensation you are owed under your workers’ compensation benefits,
Working With a Bronx Workers’ Compensation Lawyer
The knowledgeable attorneys at Jesse Minc Personal Injury Law represent people who have been injured in a wide range of accidents on the job. Whether it is a slip and fall in your office lobby, a construction accident on a job site, a car crash in a company vehicle, or a heavy equipment mishap on a factory floor, our Bronx workers’ compensation lawyers promise to work tirelessly to get clients the full compensation that may be available to them under the law.
We limit the number of cases that we take on at one time to ensure that our clients get the personal attention that they deserve. Remember that no matter how helpful the workers’ compensation agent is that is guiding you through your claim, they simply do not have the time to ensure that each detail is covered before determining your benefits.
For that, you need to work with an experienced attorney who can help you get the benefits you are owed after a workplace accident in the Bronx. If you or a loved one has been hurt or killed in a workplace injury in the Bronx, contact our law firm as soon as possible to speak with an experienced legal professional about your situation.
We will be able to go through the details of your situation such as the nature of your accident, the injuries you have suffered, the impact your accident has had on your life, and more. We will also be able to help you understand the benefits of working with our team to get the benefits you are entitled to.
Understanding New York Workers’ Compensation
Workers’ compensation in New York State is a form of insurance for employees who get injured or become ill on the job. To be entitled to claim workers’ compensation benefits under New York’s Workers’ Compensation Law, all that a worker must prove is that he or she was injured, or became ill, in the course of their employment (i.e., that the injury or illness “arose out of” their work).
There are many instances where someone may not realize that they are entitled to compensation under their workers’ compensation policy that a lawyer can help them make more sense of.
Workers’ Compensation Requirements
Businesses are required to pay into the workers’ compensation system by purchasing insurance, or by setting aside funds to pay for workers’ compensation claims so that their workers have a financial safety net if they get injured at work. There are very few exceptions to these requirements, and unless you are an officer of a company and have personally decided not to carry a workers’ compensation policy for yourself, you are likely covered.
If you are injured in a workplace accident or while performing work-related tasks, report your injuries to your employer immediately so that they can provide you with the relevant information about your workers’ compensation insurance policy.
Workers’ Compensation Benefits
Workers’ compensation benefits include compensation for things like your medical bills and healthcare-related travel expenses, compensation for certain portions of any lost wages incurred during your time away from work due to your job-related injury or illness.
If you are unable to return to work due to permanent injuries, or if you need to take on lighter work for the duration of your working life that pays less because of your injuries, you may be entitled to have a substantial portion of your previous earnings reimbursed through workers’ compensation. We can go through the range of social security and disability options that may be available to you after this unfortunate and life-changing accident.
If a worker is killed in a work-related accident, the surviving family members may be entitled to a range of benefits to account for the loss of financial support. We understand how difficult this time may be in your life.
We also encourage you to contact our firm as soon as possible so that we can help ease this complicated administrative burden for you. You and your family deserve to focus on healing after a tragic loss, and we will be fighting to make sure you get the money you deserve.
Understanding “Scope of Work” For a Workers’ Compensation Claim
Many people are uncertain of whether or not their injury falls under their “scope of work,” therefore entitling them to compensation. While an accident on a construction job site or a crash while driving a company vehicle on company business is a work-related injury, many other situations fall into a gray area that can be complicated and confusing.
If it is ruled that the accident does not fall under the scope of work, then the victim is ineligible for compensation, so it is extremely important to work with an attorney who can build a strong argument on your behalf.
Employers, insurers, and judges look at several factors to determine whether a person was acting in the scope of his or her employment at the time of an accident. These factors include things like whether the employer was directing or controlling the work at the time, as well as whether the injured worker’s actions were motivated by a desire to further the interest of his or her employer.
It is important to retain knowledgeable Bronx work accident lawyers before completing any applications for workers’ compensation benefits, as you may unwittingly say or write something that permits your employer and their insurance company to avoid paying you the benefits you deserve.
Contact us as soon as possible to speak with a lawyer about your situation and get a better sense of what your options may be. In certain circumstances, you may be found to have been operating beyond your scope of work but may also be entitled to seek compensatory damages from another at-fault party through a personal injury claim.
Contact Our Firm Today To Get the Support You Deserve
A skillful workers’ compensation lawyer in the Bronx, NY can also obtain substantial settlements according to Section 32 of the New York Workers’ Compensation Law if an injured worker is determined to have been disabled due to their work-related illness or injury.
These types of settlements can help the injured worker and his or her family recover financially after a catastrophic work accident so that the victim and their loved ones do not take on the financial burdens of a work-related injury.